Stamp Duty Calculator
Calculate property transfer tax (ITP), stamp duty (AJD), and total purchase costs by autonomous community in Spain.
Enter the property value
Disclaimer: This calculator is provided for informational purposes only. Holded is not responsible for any inaccuracies, errors, or outdated data in the calculations. Results should not be considered financial or tax advice. Always consult a qualified professional for decisions based on these calculations.
Frequently asked questions about property taxes in Spain
ITP (Impuesto de Transmisiones Patrimoniales) applies to second-hand property purchases. AJD (Actos Juridicos Documentados) applies to new properties along with 10% IVA. Each autonomous community sets its own rates, which can vary significantly.
Many autonomous communities offer reduced ITP/AJD rates for buyers under 35, large families, and people with disabilities. The reduction is typically around 30% of the standard rate, but the exact conditions vary by region.
Beyond taxes, budget for notary fees (0.2-0.5% of the property value), land registry fees (0.1-0.3%), mortgage arrangement fees if applicable, property valuation, and gestor fees for handling the paperwork.
