Automatic bookkeeping.Now with AI.
The AI reads your invoices, drafts the entries and reconciles the bank. You review and approve, with your accountant working in the same account.
Over 900,000 users already trust Holded
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Automated accounting
Journal entries generated automatically
Every invoice, expense or payment automatically generates its journal entry. Forget manual data entry and reduce errors.
Solar Tech S.A
Avenida Diagonal, 105
09011 Barcelona, ES
Invoice
Number
ST0012323
Client
Project Volta S.L
08027 Barcelona
Total
123€
Item 1
Catalogue design
Item 2
Printing and finishing
Subtotal · 102 €
VAT (21%) · 21 €
Total · 123 €
1You send the invoice
2The entry is created
3Your books, up to date
Automatic entries
Every document you create or receive generates its corresponding journal entry in real time.
Customisable chart of accounts
Adapt the chart of accounts to your business needs. Compatible with standard accounting plans.
Linked to source documents
Every entry stays connected to its invoice or expense. Drill down to the original document with one click.
Shared with your accountant
Invite your gestoría or external partner with the right permissions. Comment, review and close the books together.
Keep your accounting always up to date
Bank reconciliation
Connect your bank and Holded will automatically match transactions with your invoices and expenses. You just confirm.
The AI posts, you review
Holded reads every invoice, drafts the journal entry with its account and taxes, and learns from the corrections you make.
Entries drafted for you
Every document arrives with its account, tax rate and analytical tag already filled in. Approve in bulk and move on.
Duplicates and errors in plain sight
The AI flags repeated invoices and amounts that fall outside your usual pattern before you close the month.
It learns how you post
Correct it once and it remembers. Every supplier that goes through Holded is classified better the next time.
14 days free, no card. You approve every entry before it reaches your books.
Tax models
Generate your tax returns in a couple of clicks
Holded automatically calculates your VAT and income tax models. Review, download and file your taxes without leaving the platform.
VAT and income tax models
Tax models are filled automatically from your invoicing and expense data.
Direct filing
Export your tax models in the format required by the tax authorities or share them with your accountant.
Tax model
Modelo 303 · Q1 2026
- 01Taxable base 21%Auto€18,420.00
- 03Output VAT 21%€3,868.20
- 07Deductible base€6,150.00
- 08Input VAT€1,291.50
To pay
€2,576.70
Due date
20/04/2026
Annual accounts
Close the financial year with confidence
Automatically generate your annual accounts: balance sheet, profit and loss, notes and more.
Automatic generation
Annual accounts are generated from the accounting data of the financial year. No need to re-enter information.
Download and filing
Download your annual accounts in a ZIP file ready for submission to the Companies Registry.
New annual accounts
Regulatory compliance
Always up to date with current legislation
Holded automatically updates tax models and legal requirements so you do not need to worry about regulatory changes.
Automatic updates
Models and templates are updated with every regulatory change. You stay compliant without extra effort.
SII and TicketBAI
Compatible with the Immediate Supply of Information (SII) system and TicketBAI for the Basque Country.
Discover how Holded can simplify your accounting
Collaborative accounting
Work with your accountant on the same platform
Share access with your accountant or accounting firm so they can review, validate and close the accounts directly in Holded.
Accountant access
Invite your accountant with a dedicated profile. They can view and manage your accounting without you losing control.
Cloud-based information
All information is centralised in the cloud. No more exchanging files by email or dealing with outdated versions.
Norte Studio
You + Vera Asesores · online now
Shared journal · March
Q1 2026- #0142Invoice INV-2042 · sale€2,400Validated
- #0141Office supplies · Amazon€780Validated
- #0140VAT 303 · March€457Pending
Vera Asesores · just now
"Validated and ready for the quarterly close."
Customers
Teams who moved their books to Holded don't go back
“Since Holded is such an intuitive tool, we can easily keep our accounting up to date and have reports quickly and reliably”.
Vera Merx
Founder of Van Veer
Verified customer reviews
Bend Holded around your stack
Ship custom workflows fast. A clean REST API, real-time webhooks, official SDKs and an MCP server let your engineers integrate, automate and extend Holded without ceremony.
REST API
Resource-oriented endpoints, predictable JSON, OpenAPI spec.
Real-time webhooks
Subscribe to invoice, deal and inventory events with retries.
Official SDKs
TypeScript, Python, Go, PHP, typed clients, generated from spec.
MCP server
Wire Holded into Claude, Cursor and any LLM agent in minutes.
// Create an invoice from any backend. const res = await fetch( "https://api.holded.com/api/invoicing/v1/documents/invoice", { method: "POST", headers: { "key": apiKey }, body: JSON.stringify(payload), } ); const invoice = await res.json(); // → { id: "inv_018ZK...", status: "created" } ▶
Explore every accounting feature
Dive deeper into each capability of Holded accounting
AI Accounting
Smart categorisation, expense scanning and anomaly detection powered by artificial intelligence.
Bank Reconciliation
Automatic matching of bank transactions with invoices and expenses. Connect 200+ banks.
Tax Compliance
Auto-fill tax models, SII and Verifactu compliance. File directly to the Spanish Tax Authority.
Financial Reports
Real-time balance sheet, P&L and custom dashboards with analytical tags.
Annual Accounts
Auto-generate balance sheet, P&L and notes ready for the Companies Registry.
Asset Management
Track fixed assets and automate depreciation schedules with automatic journal entries.
Collaborative Accounting
Share access with your accountant. Role-based permissions and real-time collaboration.
Chart of Accounts
Pre-loaded Spanish PGC with full customisation. Create accounts and subaccounts.
One-Stop Shop (OSS)
Manage EU B2C VAT from a single place. Automatic VAT calculation by destination country.
Cash Flow
Visualise cash flow in real time, plan treasury needs and track collections and payments.
Analytical Accounting
Analytical tags to segment income and expenses by project, department or cost centre.
Modelo 303 guide
Everything about Spain's quarterly VAT return: deadlines, how to fill it, common mistakes and how Holded automates it.
Holded gives you even more
Accounting is just the beginning. Connect your entire business management.
Frequently asked questions
It is software that automates the recording of accounting operations: journal entries, balances, reports and tax models. It lets you manage your company's accounting efficiently and error-free.
Yes. Holded automates the bulk of accounting work, so you do not need to be an expert. That said, many businesses use it alongside their accountant for added peace of mind.
Yes, Holded automatically calculates and generates VAT, income tax and other tax models. You just need to review and download them.
Yes, Holded connects with most major banks. Transactions are imported automatically and reconciled with your invoices and expenses.
Yes, you can invite your accountant or accounting firm with a dedicated profile. They can review and manage the accounts without you losing control.
Yes, Holded stays up to date with current tax legislation, including SII, TicketBAI and the required tax authority models.
You can try Holded's accounting software free for 14 days, no card required. After that, plans start at 15 € per month and you can cancel anytime.
Yes. Holded handles bookkeeping for freelancers and small businesses: expenses, invoices, quarterly tax forms and free access for your accountant.
No fine print
- No lock-inCancel whenever you want, no penalties.
- Free data migrationImport contacts, products and invoices. We help you.
- Support in your languageChat, phone and help in Spanish, Catalan or English.
- Your accountant includedFree access for your accountant on every plan.