Pay, get paid, and forget about manual reconciliation thanks to this account integrated into the platform.

Pay expenses with physical and virtual cards, collect payments in Holded Wallet, and rest assured that your accounting will be updated automatically.


Whether virtual or physical, for everyday use or for a specific occasion. Easy to create and assign. Set limits and control everything in real time.

Everything you need, at an incredible price. Start for free and continue for only €10/month.

Choose the payment method that works best for your business, even if you have to make multiple payments at once.

Holded automatically links your accounting so you no longer have to mark payments or income manually.

Payment transfer details are filled in automatically from the invoice. No errors, no duplicates.

Sergio Mosquera
CFO of Vranded House
Spanish IBAN: Transparency and security in all your transactions.
Protected funds: Your funds are safeguarded by authorized providers.
Fast and reliable: Open your online account in minutes and receive your card in less than 72 hours.

Create invoices, quotes, and proformas in seconds, automatically.

No, Holded is not a bank. We operate through Swan, a financial institution with an electronic money license, which allows us to provide you with integrated and secure banking services.
After creating your account, you can easily deposit funds from another bank via SEPA transfers. You can also share your IBAN details with a third party and ask them to make their next payment into this account.
All electronic money institutions are required to safeguard their clients’ funds. In the event of the custodian bank’s insolvency, the French Deposit Guarantee Fund protects each account holder up to €100,000.
For now, each company can only have one.
You can make unlimited SEPA transfers of any amount, regardless of your plan.
No, using Holded Wallet has no extra fees or commissions.
Yes, you need an active Holded plan to use Holded Wallet.