Invoice in two clicks. Get paid sooner.
Professional templates, automatic payment reminders and Verifactu included. No spreadsheets.

Businesses that already trust Holded
















4.6/5Join over 900,000 users
From quote to cash
Quote, invoice and payment in one flow
Your client accepts the quote online, you turn it into an invoice in one click and get paid through a payment link. Anything that repeats every month, Holded invoices on its own.
Quotes accepted online
Signed from the email in one click, with an instant notification to you. No calls, no PDFs going back and forth.
One-click invoices, recurring ones on autopilot
Items, prices and VAT carry over to the invoice by themselves. Monthly or weekly fees are generated and sent without you touching anything.
Payment links and automatic reminders
Card or bank transfer straight from the invoice. If a client runs late, Holded chases the payment for you.
Get paid faster
Collect the moment they open your invoice
Add a payment link to every invoice. Customers pay by card, wire transfer, Stripe, GoCardless or PayPal, and the money lands in your Holded business account, often before they close the email.
One-click payment links
Generate a secure checkout from any invoice and share it by email, WhatsApp or QR.
Cards, transfers, Stripe, GoCardless & PayPal
Five payment options out of the box. Turn them on in a click, with no external accounts to wire up.
Auto-reconciled in seconds
Paid invoices mark themselves the moment the money arrives. No spreadsheets, no manual matching.
Regulatory compliance
100% ready for Verifactu
Holded has complied with the Verifactu regulation from day one. Issue valid e-invoices, send them to the Spanish Tax Agency automatically and stop worrying about penalties.
Automatic filing with the Tax Agency
Every invoice is sent to the Spanish Tax Agency automatically, in the format the Verifactu regulation requires. No manual steps.
Tamper-proof record
Every invoice is logged with a cryptographic hash that guarantees its integrity, meeting the requirements of the Anti-Fraud Law.
Ready for the Create and Grow Law
Holded updates itself with every regulatory change, so you are always up to date without lifting a finger.

Customisation
Your brand, your invoices
Make every invoice reflect your business identity with fully customisable templates and smart defaults.
50+ professional templates
Choose from a library of editable templates designed for every industry. Add your logo, colours, and custom fields.
Personalised messages
Attach custom notes, payment terms, and thank-you messages that get sent automatically with every invoice.
Invoice
No. INV-2026-0142
Control
Track every euro, every invoice
Real-time visibility into your invoicing status. Know what's been paid, what's pending, and what's overdue at a glance.
Live payment tracking
See exactly which invoices have been viewed, paid, or are overdue. No more chasing clients blindly.
Cash flow insights
Connect your bank account and get automatic reconciliation. Understand your cash position in real time.
And at a glance
What you invoice, on the dashboard from day one
Every invoice you send feeds the Holded dashboard. Open it in the morning and you see revenue against expenses, cash and your key figures live, with no spreadsheet on the side.
The same figures, no report to open
Revenue, expenses, profit and cash for the period on the first screen, with the change against the previous one.
Filter by period, client or tag
Look at a single channel, site or business line and jump to the full report with the filter still applied.
Widgets your way
Choose what to see: outstanding payments, overdue invoices, sales by client or VAT to date.
AI-powered
Your AI invoicing co-pilot
Holded speeds up every invoice, predicts payments and catches errors, so your finance team never wastes time on repetitive work.
Recurring invoices
Schedule invoices that send themselves on the cadence you choose: weekly, monthly or yearly.
Learn moreAI tax classification
AI detects the type of transaction and suggests the right VAT and IRPF rates on every invoice line.
Ready for Verifactu
Invoicing software ready for Spain's AEAT anti-fraud system from your very first invoice.
Learn morePayment prediction
AI estimates when each client will pay based on their payment history and patterns.
Payment reminders
Automate follow-ups for overdue invoices and shorten your days-sales-outstanding.
Learn moreDuplicate detection
Get notified when a duplicate or unusual invoice is detected, before you send it.
Go deeper
Explore our specialized invoicing features in detail
Recurring Invoices
Schedule the invoice once and it goes out on its own.
Quotes & Estimates
From quote to accepted invoice in one click.
Proforma Invoices
A preliminary invoice for deposits or export, convertible when you are ready.
Credit Notes
Correct or cancel an invoice with the balance adjusted for you.
Delivery Notes
Delivery notes linked to the order and the invoice, receipt confirmed.
Payment Reminders
Automatic reminders for late payers, no chasing on your side.
Direct debits
SEPA direct debit with GoCardless, no chasing the payment.
Client Portal
A branded portal where clients view, download and pay.
Invoice Scanner
Upload a paper invoice and OCR pulls out the data.
Invoice Templates
Ready-made templates you make yours with a logo and colours.
Multi-currency Invoicing
Invoice in your client's currency with automatic exchange rates.
Online invoicing
Why thousands of businesses now invoice from the cloud.
Tax Compliance
Local tax rules, VAT included, calculated on every invoice.
E-invoicing
E-invoices to European standards, delivered instantly.
Verifactu
Built for the AEAT Verifactu system from the first send.
How to create an invoice
Step by step: required fields, VAT and mistakes to avoid.
Every document you need, in one place
From invoices to proformas, manage all your commercial documents with the same simple workflow.
Invoices
Create and send professional invoices with automatic numbering, tax calculation, and multi-currency support.
- Automatic sequential numbering
- Auto-calculated VAT, withholding and surcharges
- Send by email directly from the platform
- Status tracking: draft, sent, paid
Start today
Your next invoice, in under a minute
Create a free account and send your first invoice this morning. No card, nothing to install.
Invoicing that makes a real difference

“Since we switched to Holded, invoicing went from being a headache to something that takes us five minutes”.
Maria Garcia
CFO at TechStartup SL
Simple, intuitive and powerful
Holded does more than invoices: it's software that grows with you
Invoicing is the start. What you record here feeds accounting, cash and everything else, with nothing to type twice.
And that's not all
No matter what your business needs, Holded has the functionality you're looking for.
Branded quotes
Prepare and send them from your account, then convert them into invoices.
Bank sync
Connect 300+ banks. All transactions arrive in Holded in real time.
Expense scanner
Snap a photo of any receipt or expense invoice and digitise it instantly.
Detailed contact panel
Create a contact for each client and add all the details you need.
Project profitability
Invoice projects, link expenses and hours to see profitability.
Time tracking
Log your working hours in one click with a geolocated system.
Payroll
Record payroll in Holded and your team can download payslips from their profile.
Financial reports
Profit and loss, balance sheet, sales, VAT or stock, always up to date and filterable by tags.
Explore all reportsNew · MCP
Invoice from your AI assistant
Connect Holded to Claude, ChatGPT or whichever assistant you use through the MCP server. Ask in plain language and it works on your real data: who owes you, create an invoice, draft a quote, without opening the app.
- Your real data, liveThe assistant reads your Holded account, not a copy or a summary from last week.
- You decide what it can touchGrant access by scope and revoke it whenever you like. Nothing leaves your account unless you allow it.
- From wherever you already workOn your phone on the way to a meeting, on the desktop or inside your code editor.
No fine print
- No lock-inCancel whenever you want, no penalties.
- Free data migrationImport contacts, products and invoices. We help you.
- Support in your languageChat, phone and help in Spanish, Catalan or English.
- Your accountant includedFree access for your accountant on every plan.
- Nothing to install100% cloud-based, with automatic updates.
- Your data, safeDaily backups and GDPR compliance.
Always by your side
Frequently asked questions
Invoicing software creates, sends and organizes your invoices automatically, with no spreadsheet templates or manual calculations. It applies the right taxes, numbers every invoice according to legal requirements and tracks your payments. With Holded, every invoice also stays connected to your accounting and your bank in real time.
Yes! Holded offers over 50 professional templates that you can fully customise with your logo, brand colours, custom fields, and personalised messages. You can also create your own templates from scratch.
Absolutely. You can create invoices in any currency, and Holded automatically handles exchange rate conversions. This is perfect for businesses with international clients.
You can set up invoices to be generated and sent automatically on any schedule: weekly, monthly, quarterly, or custom. Holded handles the creation, numbering, and delivery automatically.
Yes, Holded integrates securely with major banks. Once connected, it automatically reconciles your invoices with bank transactions, giving you real-time visibility into your cash flow.
Yes, Holded is fully compliant with the Spanish Verifactu regulation. All invoices are automatically generated following the required format and can be submitted directly to the tax authorities.
After your 14-day free trial, you can choose the plan that best fits your needs. All your data is preserved, so you can pick up right where you left off. No surprise charges, you only pay when you decide to continue.
Absolutely. Holded supports importing contacts, products, and invoices from CSV files or directly from other platforms. Our onboarding team can also help you migrate your data so nothing gets lost along the way.
You can try Holded's invoicing software free for 14 days, no card required. After that, plans start at 15 € per month and you can cancel anytime.
Yes. Holded's invoicing software is built for freelancers and small businesses alike: issue invoices, track expenses, file taxes and give your accountant free access.
The offer
14 days free and half price for the first 3 months
- Invoicing, accounting, banking, inventory, projects, CRM and team
- Verifactu and e-invoicing included and kept up to date
- Free access for your accountant
- Assisted data import at no cost
- Support by chat and phone
Company plans from
14,50 €29 €a month
for the first 3 monthsLimited-time offer
14 days free and no card. You pick a plan once you see it works, and you change or cancel whenever you want.
Start now
Put in your work email and go. No card.


