Self-Employed Income Simulator
Calculate your net income as a Spanish autónomo after Social Security, IRPF and expenses.
Enter your monthly gross income
Disclaimer: This calculator is provided for informational purposes only. Holded is not responsible for any inaccuracies, errors, or outdated data in the calculations. Results should not be considered financial or tax advice. Always consult a qualified professional for decisions based on these calculations.
Frequently asked questions about self-employment in Spain
New self-employed workers in Spain can benefit from a reduced Social Security quota of 80 EUR/month during their first 12 months (tarifa plana). After that, contributions increase based on your income bracket under the 2023 progressive system.
New autónomos can apply a reduced 7% IRPF withholding on their invoices during their first year of activity and the following two calendar years (up to 3 years total). After that, the standard 15% rate applies.
Common deductible expenses include office rent, supplies, professional services, phone and internet (proportional to business use), vehicle expenses (if business-related), professional training, and Social Security contributions. Keep all invoices as documentation.
