Your chart of accounts, fully customisable
Start with the official Spanish PGC or PGC PYMES and tailor every account, subgroup and subaccount to your business.
No credit card required. 14-day free trial.
Set up your chart of accounts in three steps
Go from template to fully operational chart in minutes, no manual data entry required.
Start with a template
Choose the official PGC or PGC PYMES template. All standard account groups, subgroups and accounts are pre-loaded instantly.
Customise to your needs
Add, rename or reorganise accounts and subaccounts. Create new subgroups, set default VAT rates and assign analytical dimensions.
Auto-assigned in entries
When you record invoices, expenses or bank transactions, Holded suggests the right accounts automatically based on your chart.
PGC Templates
Pre-loaded PGC and PGC PYMES
Skip hours of manual setup. Holded comes with the official Spanish Plan General de Contabilidad and the simplified Plan General Contable para PYMES, ready to use from day one.
Full PGC structure
All 7 account groups, subgroups and four-digit accounts from the standard Spanish PGC, pre-configured and up to date.
PGC PYMES included
The simplified chart for small and medium-sized businesses, with fewer mandatory accounts and simplified financial statement formats.
Full Flexibility
Custom accounts and subaccounts
Every business is different. Create unlimited subaccounts under any standard group, define your own naming conventions and build a chart that mirrors your real operations.
Unlimited subaccounts
Add as many levels as you need, from four-digit accounts down to eight-digit subaccounts for maximum granularity.
Custom account codes
Define your own account codes and descriptions. Holded validates the structure so your chart always stays compliant with Spanish accounting standards.
Built for efficiency
Powerful tools to keep your chart of accounts organised as your business grows.
Account hierarchy
Visualise your entire chart as a collapsible tree. Drill down from groups to subgroups to individual accounts in one click.
Search and filter
Find any account instantly by code, name or balance. Filter by group, type or status to focus on exactly what you need.
Account locking
Lock accounts to prevent accidental modifications. Locked accounts still appear in reports but cannot receive new journal entries.
Data Portability
Import and export your chart
Migrating from another system? Import your existing chart of accounts from Excel or CSV. Need to share it? Export the full chart with balances in one click.
Bulk import
Upload your chart from a spreadsheet. Holded maps columns automatically and validates account codes before importing.
One-click export
Export your complete chart of accounts · with or without balances · to Excel or CSV for your accountant, auditor or backup.
Trusted by thousands of Spanish businesses
200,000+
businesses using Holded
7
standard PGC account groups
< 2 min
to set up your chart of accounts
Everything you need for chart management
Advanced features that go beyond the basics.
Multi-company chart
Manage separate charts of accounts for each company. Copy a chart from one company to another to save setup time.
Account mapping
Map your accounts to standard tax models and reporting formats. Holded uses these mappings to auto-fill tax forms and financial statements.
Balance preview
See the current balance of any account directly from the chart view, without navigating to a separate report.
Analytical dimensions
Tag accounts with analytical dimensions like department, project or cost centre. Get detailed breakdowns in your financial reports.
Frequently asked questions about the chart of accounts
A chart of accounts is the structured list of all accounting accounts a business uses to record its financial transactions. In Spain, it follows the Plan General de Contabilidad (PGC), which organises accounts into seven groups, from assets and liabilities to income and expenses.
The PGC is the full Spanish General Accounting Plan, mandatory for large companies. The PGC PYMES is a simplified version designed for small and medium-sized businesses that meet certain size criteria. It has fewer mandatory accounts and simplified financial statement formats.
Yes. You can add, rename, reorganise or delete any account or subaccount in the pre-loaded templates. Holded validates your changes to ensure compliance with the PGC structure.
Yes. You can import your chart from an Excel or CSV file. Holded automatically maps the columns and validates account codes. You can also export your chart at any time for backup or to share with your accountant.
Analytical dimensions let you tag journal entries with extra categories like department, project or cost centre. These tags work alongside your chart of accounts to give you detailed breakdowns in financial reports, without creating additional accounts.