Generate your annual accounts in minutes
Balance sheet, P&L, notes and annual report, auto-generated and ready to file at the Companies Registry.
Try Holded free for 14 days. No credit card required.
How annual accounts work
From year-end data to registry-ready documents in three steps
Year data collected
Holded gathers every transaction, invoice and expense from the fiscal year automatically. No manual compilation needed.
Accounts generated
The system produces your balance sheet, profit and loss statement, notes and annual report in the official format.
Download and file
Download a ZIP file ready for the Companies Registry (Registro Mercantil) or share it with your accountant for review.
Financial statements
Auto-generated balance sheet and P&L
Your balance sheet and profit and loss statement are generated automatically from your accounting data, following the official PGC format required by Spanish regulations.
PGC-compliant format
Statements follow the Spanish General Accounting Plan (Plan General de Contabilidad) structure, ready for official filing.
Abridged or standard format
Holded automatically determines whether your company qualifies for the abridged format (cuentas abreviadas) and generates the correct version.
Documentation
Notes and annual report, auto-filled
The memoria and annual report are pre-populated with your company data, accounting policies and required disclosures. Review and adjust before filing.
Pre-filled notes (memoria)
Holded generates the notes to the financial statements with all mandatory sections: accounting policies, asset movements, provisions and contingencies.
Annual report ready
The management report (informe de gestion) is drafted with key financial indicators, risk analysis and future outlook based on your data.
Year-end tools built in
Everything you need for a smooth fiscal year close
Closing entries
Generate closing journal entries automatically · regularisation, P&L result and year-end close · with a single click.
Multi-year comparison
Compare financial statements across multiple fiscal years side by side. Spot trends and variances with absolute and percentage differences.
Audit-ready data
Full audit trail on every entry. Traceability from annual accounts back to source documents for clean audits and inspections.
Companies Registry
ZIP download ready for the Registro Mercantil
Download your complete annual accounts package in the digital format accepted by the Spanish Companies Registry. Upload it directly, no reformatting needed.
Registry-compatible format
The ZIP file follows the exact specifications required by the Registro Mercantil, including XBRL tagging where applicable.
One-click download
Generate and download the full annual accounts package · balance sheet, P&L, notes and annual report · in a single ZIP file.
Annual accounts, simplified
< 5 min
Time to generate annual accounts
100%
PGC-compliant format
1 click
ZIP download for Registro Mercantil
More year-end capabilities
Advanced tools to make closing season stress-free
Provisional closing
Run a provisional close at any point during the year to preview your annual accounts without committing. Perfect for board presentations and forecasting.
Year-end adjustments
Record accruals, provisions and other adjustments before the final close. Holded keeps adjustment entries separate for full transparency.
Accountant review access
Share a read-only link with your accountant so they can review the annual accounts before you file. No extra seats required.
Previous years access
Access and download annual accounts from any previous fiscal year. Compare historical data and reprint documents whenever you need them.
Frequently asked questions about annual accounts
Annual accounts are the set of financial statements that Spanish companies must file with the Companies Registry (Registro Mercantil) each year. They include the balance sheet, profit and loss statement, notes to the financial statements (memoria) and, for larger companies, the management report and cash flow statement.
Annual accounts must be approved by the shareholders within six months of the fiscal year end and filed at the Registro Mercantil within one month of approval. For companies with a December year-end, this means approval by 30 June and filing by 30 July.
Yes. Holded automatically checks whether your company meets the thresholds for the abridged format (cuentas abreviadas) based on total assets, revenue and number of employees. If eligible, it generates the simplified version; otherwise, it produces the standard format.
Yes. Holded generates a ZIP file in the exact digital format accepted by the Companies Registry. You can upload it directly to the Registro Mercantil online portal without any manual reformatting.
Yes. Holded can generate all year-end closing journal entries: regularisation of income and expense accounts, transfer of the result to the balance sheet, and the formal closing entry: with a single click. You can review and adjust before posting.