Invoicing and so much more. Your whole business in one place.
The invoicing and accounting software for freelancers and businesses that automates your day-to-day, from 1 to +100 people
Reviewed by your advisor
J. Smith · 15/10/2026
Categorization
Theme
4.6/5Join over 900,000 users
Holded + your AI
Run your company just by asking
Connect Claude or ChatGPT to your account: they read your real data and get the work done inside the chat.
- 1Ask the way you talkNo menus, no reports. Type what you need to know or do.
- 2It answers with your dataReal invoices, payments, cash and stock from your account, right away.
- 3And it takes actionCreate invoices, log payments or update a customer without leaving the chat.
Works with
Your data stays locked down
- 256-bit SSL encryption on every connection.
- Automatic daily backups. Your data is always safe.
Invoicing
Invoice in two clicks, no headaches
Holded takes the stress out of invoicing: you create, send and get paid from one place, and every invoice is tax-compliant without extra work.
Quotes and invoices, sent in one click
Turn an accepted quote into an invoice and email it from Holded. You'll know when it's opened and when you get paid.
Your data, always safe and up to date
Client, products, bank details and taxes fill in on their own, and your invoices are stored in the cloud, backed up and ready for the tax authority.
Scan it and forget it
Send them in however you like and Holded's scanner reads supplier, date, amount and taxes for you. Free, with no extra work.
From your computer
Drag one file or a whole folder and drop it into Holded.
From your inbox
Forward the supplier email and it arrives already scanned.
From our app
Snap a photo of the receipt on iOS or Android and it syncs straight away.
Whether you are a freelancer with four receipts a month or a 50-person company: the AI scanner reads every one of them instantly, with no limit.
Accounting
Your accounting runs itself, and you stay in control
Every invoice, expense and bank movement creates its journal entry on the spot, under the right account in your chart of accounts. And underneath sits a full accounting program for when you want to go deeper.
From document to journal entry, hands off
Holded reads the invoice or the expense, assigns the account and the tax, and matches the bank movement to its document. You just confirm, and every entry stays linked to its invoice so you can check it in one click.
Go into the detail whenever you want
Manual entries, editable chart of accounts, general ledger, balance sheet, asset depreciation and year-end close. Everything you expect from an accounting program, with your accountant working on the same books.
Treasury
Your banks connected, your money under control
Connect over 200 banks and see every transaction in real time. Everything is reflected in your accounting with no manual work, so you always know how much you have and where it goes.
Bank reconciliation with AI
Every bank transaction is booked on its own, whether or not there is an invoice behind it. The AI proposes how to record it, learns from your choices, and you only confirm what is left.
All your expenses under control
Cards, subscriptions, receipts and supplier bills in one place, categorised as they happen, with a cash flow forecast that updates on its own.
Holded in action
Replace manual processes with intuitive software
See how a business goes from spreadsheets and manual tasks to running everything in one place.
- No more spreadsheets
- Everything in one place
- Up and running in minutes
A new kind of ERP
Start with invoicing, grow your business
As easy as an invoicing app, as complete as an ERP.
- 1
- 2
AI that works for you
Reads expenses, proposes entries, reconciles the bank and flags drifts.
Discover AI accounting - 3
Connected to your world
Over 200 banks, your online store and your accountant, inside Holded.
Explore integrations
CRM
All your clients, in one place
A profile for every client with their details, emails, calls, quotes and invoices. You know where each relationship stands without checking three tools.
Every conversation, saved on the profile
Send emails from Holded and they're logged next to calls, notes and tasks. Anyone on the team picks up the thread where you left it.
From opportunity to invoice
Move a deal to "Won" and the invoice goes out the same day, with the client already set up. Forecasts update on their own.
HR & Payroll
All your HR, in one place
Contracts, time tracking, payroll, and your books update themselves.
Digital clock-in
Mobile, geofenced, compliant. Hours flow straight into payroll and projects.
Payroll, automated
Issue payroll in Spain with all the legal filings included. Digitise payslips from any country and they post to your books automatically.
Time off and absences
Your team requests time off from their phone, you approve in one click, and balances flow into payroll and projects on their own.
Projects
Every project, with its hours and its margin
Tasks, time and costs in the same place as your invoices, so you know which projects make you money and which do not.
Boards and tasks for the whole team
Organise work as a kanban or a list, assign tasks and follow progress without status meetings.
Hours that turn into invoices
Every logged hour adds to the project. Bill by the hour or by milestone in one click, with nothing to retype.
Profitability in real time
Compare budget, hours and expenses for each project and catch the ones drifting off course early.
Inventory
Your stock up to date, across every warehouse
Every sale, in store or on your e-commerce, updates stock the moment it happens. You know what you have, where it is and when to reorder.
Real-time stock
Invoices, orders and delivery notes move inventory on their own. No manual counts, no spreadsheets.
Connected to your online store
Sync products, stock and orders with Shopify, WooCommerce or PrestaShop. Sell on several channels without selling what you do not have.
Reorder alerts
Set a minimum per product and get a heads-up before you run out.
One platform
All of this, in the same app
Team, inventory, projects and CRM are not separate programs: they live inside Holded, share your data and connect to your books.
Team
Empower and organise your team with the best HR tools.
Inventory
Monitor your inventory in real time and control your sales cycles.
Projects
Plan each step, visualise the goal and calculate the profitability of your projects.
CRM
Manage opportunities with a personal touch thanks to a CRM that closes deals.
Open by design
Holded gets along with everything you use
Your website, your online store, your tools and even your AI assistants can talk to Holded. No manual work, no duplicated data.
Why Holded
Why choose Holded
Six reasons, no fluff.
Fastest setup in the category
Connect a bank, import your contacts, send your first invoice in under 9 minutes. Median, across 38,400 customers.
+ guided onboarding · + free migration
Compliant where it matters
Verifactu, SII, e-invoicing, AEAT, SAT, AFIP, built-in. Your accountant gets read-only access whenever you want.
+ Ready for Verifactu · + Anti-Fraud Law (Spain) · + GDPR
Multi-currency by default
Bill in 47 currencies. Books stay in yours.
+ FX adjustments · + auto-rates
Receipt scanner that works
Snap a photo. We read amount, VAT, vendor, category, and post the entry.
+ unlimited · + 96% accuracy
Holded Wallet
A business card linked to your books. Every charge, categorized as it happens.
+ free · + virtual cards
Integrations · the tools you already use
Connect your payments, e-commerce, banks and marketing apps in minutes. Anything not on the list, link it through the open API.
“The entire company speaks the same language thanks to Holded”.
Ander Mendez
CEO of Osito & Co.
For accountants
Are you an accountant? Holded is for you too
Manage all your clients' accounting from a single platform. Collaborate in real time, reduce errors and stay connected with your clients, no more spreadsheets or endless emails.
What makes the difference
Three things that save you hours every week.
E-invoicing built in. Every invoice goes out with its record and its QR code from day one. No separate module, no extra fee.
Learn morePhotograph the receipt. The scanner reads the supplier, the amount and the taxes, and files the expense into your books.
Learn moreYour accountant works inside. Give them access and they work on your real data. Included in every plan, with no extra licence to pay.
Learn moreIntegrations
Connects with your favourite tools
Stripe, Shopify, Slack, HubSpot and 200+ apps, kept in sync with Holded with no manual work.
What our customers say
No fine print
- No lock-inCancel whenever you want, no penalties.
- Free data migrationImport contacts, products and invoices. We help you.
- Support in your languageChat, phone and help in Spanish, Catalan or English.
- Your accountant includedFree access for your accountant on every plan.
- Nothing to install100% cloud-based, with automatic updates.
- Your data, safeDaily backups and GDPR compliance.
Always by your side
Frequently asked questions
You can try Holded free for 14 days, no card required. After that, plans start at 15 € per month and you can cancel anytime.
Yes. Holded is built for freelancers and small businesses alike: invoices, expenses, taxes, banks and CRM in one place, with free access for your accountant.
Yes. Holded is adapted to the Spanish tax agency's Verifactu system and to e-invoicing, with nothing to configure on your side.
Yes. Import contacts, products and invoices from Excel or from other tools. If you need it, our team helps you migrate at no cost.
Yes. Holded has iOS and Android apps: invoice, scan receipts, clock in and check your cash from anywhere. Everything syncs instantly with the web version.
Yes, for free. Invite your accountant with read-only or full collaboration access: they see your invoices, expenses and books in real time, no emails needed.
Yes. Holded connects to more than 100 Spanish and European banks. Transactions come in on their own and are matched to your invoices automatically.
Nothing gets deleted. After 14 days you pick the plan that fits and carry on where you left off. If you do not continue, your data stays saved in case you come back.
The offer
14 days free and half price for the first 3 months
- Invoicing, accounting, banking, inventory, projects, CRM and team
- Verifactu and e-invoicing included and kept up to date
- Free access for your accountant
- Assisted data import at no cost
- Support by chat and phone
Freelancers from
7,50 €15 €a month
Companies from
14,50 €29 €a month
for the first 3 monthsLimited-time offer
14 days free and no card. You pick a plan once you see it works, and you change or cancel whenever you want.
Start now
Put in your work email and go. No card.